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So, we believe in the power of helping hand. If you have questions, comments or concerns; we’re available to you 24/7. We understand that home financing can be frustrating—but it’s a challenge that excites us. We’re natural problem-solvers, and we’re here to help. The holidays are here, and there are many ways to brighten up the season before ringing in new beginnings with delightful imaginations. Check out these 5 decor trends to dazzle up your end-of-year.
All rates shown as Annual Percentage Rate . Rates below are current as of 14th December 2022 and are subject to change without notice. At AmeriCU, you’re a member, not a number.
Home Equity Options
Here are some things current mortgage members need to do and be aware to take advantage of AmeriCU’s new mortgage servicing options. Note that this only applies to mortgage holders, not construction mortgage holders. AmeriCU remains your mortgage provider and there are no changes to the terms or conditions of your loan. We are simply providing enhanced options and extended service to better serve you. Get the money you need by leveraging the equity in your home with a home equity loan or line of credit.
Here, it’s never just business as usual. You’re not just a number and we’ll never treat you like one. Whether you’re interested in becoming one of our Credit Union Partners or thinking about financing your home with us, we have all of the information you need to make the best choice for your financial future. We are sorry, but your computer or network may be sending automated queries. To protect our site, we cannot process your request right now. If you are in need of enterprise level search, please consider signing up for a Bizapedia Pro Search account as described on this page.
Business Lending
An FHA loan is a mortgage loan issued by federally qualified lenders and backed by the Federal Housing Administration. Designed for low-to-moderate income borrowers who are unable to make a large down payment— they are typically more flexible in credit and income requirements than conventional loans. A fixed rate means steady, predictable monthly payments for the term of the loan. An ideal choice if you’re planning to live in your new home for many years to come. Current mortgage holders will need to re-enroll in e-statements online or through the mobile app by clicking on their mortgage and going to additional services.
Start learning with Our Mortgage Resource Center. Take advantage of helpful calculators to determine what fits your budget, find tips for every step of the home buying process, get familiar with mortgage terminology, and more. Looking to make a large real estate purchase? If you need a way to fill the gap between the cost of college attendance and any Federal loans or scholarships you’ve received, AmeriCU’s private student loans are a great choice.
The benefits of a Home Loan with AmeriCU!
Consulting with a mortgage professional is the best way to determine the program right for you! To learn more about Renovation, click here. Discover why thousands of people make the switch to AmeriCU every year!
I learned a lot as a young buyer and I ultimately trusted them throughout each stage. I especially liked how digital the process was. I was able to streamline the document uploads and email them whenever I had a question or concern. If you use an outside bill payment system, you will need to update the loan number and address using the new information outlined above, to ensure proper processing of your payment.
ENTERPRISE ACCESS Your entire office will be able to use your search subscription. RECAPTCHA FREE SEARCHING While logged in and authenticated, you will not be asked to solve any complicated Recaptcha V2 challenges. Repayment Plan – Pay back your past-due payments together with your regular payments over an extended period of time. This option gives you time to catch up on late payments without having to come up with a lump sum.
In minutes to determine your budget so you can shop with confidence. Once you’ve found the home of your dreams, get your pre-approval the next business day for a specific loan amount. We love giving back to our customer family, and that’s why we offer a variety of time and money-saving opportunities to ensure you are in a better home loan for you.
We understand how overwhelming it can be to make ends meet. Our goal is to keep homeowners in their homes. That’s why we’ve developed programs specifically for borrowers facing financial hardship.
Be sure to give us a call to speak with one of our Home Loan Experts about your customized home finance evaluation and getting the perfect home loan. There are so many great things about the Fall season—Halloween, Thanksgiving, colorful leaves, and cooler temps too. If you also love your pumpkins but are not quite sure of the best way to dispose of them when ready, check out these 5 great tips to recycle your wonderful gourds this season. Plus, you’re eligible for a Free Mortgage Checkup and... Click here to start your secure online application. The rate you receive may also vary based on your MemberPlus Relationship with us.
With the new system, current members will be assigned a new loan number for your mortgage. You should have received a letter in the mail in mid-March with your new loan number, but you may also find it by logging into Online + Mobile Banking. Apply for a conventional fixed rate mortgage today. Struggling with debt, need help budgeting or looking for more financial education, AmeriCU can help.
Please note statements will have a new look and will come from a new address. You will now also receive a statement each time you make a payment, versus once per month, for more accurate record-keeping and account management. If you’re planning to refinance, AmeriCU has two great options so you can choose which is right for you. A cash out refinance allows you to tap the equity in your home to consolidate debt, make home improvements, take a vacation, or pay for college. Rate and/or term refinance allows you to shorten your term to pay off your mortgage more quickly or at a lower rate. AmeriCU’s personal loan options offer a variety of rate and term options, both secured & unsecured, with quick, easy turnaround either online or at one of our many locations.
Great rates and minimal or no closing costs. Learn more about AmeriCU home equity loans and lines. A jumbo mortgage is a home loan for an amount that exceeds conforming loans limits set by the Federal Housing Finance Agency . These loans are designed to finance luxury homes as well as properties in highly competitive real estate markets. A VA loan is a mortgage that is backed by the Department of Veterans Affairs for veterans, active military personnel and military spouses who qualify. With no down payment requirement and competitive interest rates, it's a great choice for eligible applicants.
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